Your finances, on your terms.

Sift is a personal finance tracker that keeps your data on your device. No cloud uploads, no bank logins shared with third parties.

• Import CSV or OFX files from any bank
• AI categorizes your transactions automatically
• See spending breakdowns, trends, and cash flow
• Everything stays on this device

Get started in 30 seconds.

Download a CSV or OFX file from your bank's website, then drag it into Sift. That's it.

• Chase, BofA, Citi, AmEx — auto-detected
• Mint or Monarch export? — drop the file, we'll map your categories
• Spreadsheet? — save as CSV, drag it in

One last thing.

This helps us understand where our users come from. Totally optional.